This Privacy Policy explains how US CAPITAL (“US CAPITAL,” “we,” “us,” or “our”) collects, uses, shares, and protects information when you visit our website, submit a quote or contact form, or communicate with us by phone, text, or email.
US CAPITAL
By using our Site or submitting information to us, you agree to this Privacy Policy. If you do not agree, please do not use the Site or submit personal information.
1. Information we collect
1.1 Information you provide
When you request a quote, contact us, or otherwise communicate with us, you may provide:
- Name and contact details (email, phone number, mailing or ZIP code)
- Desired loan amount and purpose of inquiry
- Messages or questions you send us
- Other information you choose to include in forms or calls
1.2 Information collected automatically
When you visit the Site, we may automatically collect:
- IP address, browser type, device type, and operating system
- Pages viewed, links clicked, referring URL, and approximate location derived from IP
- Cookie and similar technology data (see Cookies below)
1.3 Information from partners
We may receive information from marketing partners, analytics providers, or lending partners related to your inquiry or campaign attribution—only as permitted by law and our agreements.
2. How we use information
We use information to:
- Respond to your questions and quote requests
- Connect you with consultants or third-party lending partners when appropriate
- Operate, improve, and secure the Site
- Send service-related communications
- With your consent, send marketing calls, texts, or emails as described at the time of collection
- Comply with legal obligations and enforce our Terms of Use
- Analyze Site performance and user experience
3. How we share information
We may share information with:
- Service providers who help us host the Site, process forms, provide communications, analytics, or customer support (under appropriate confidentiality obligations)
- Lending or financial partners when you request to explore loan options, so they can evaluate your inquiry and contact you as authorized
- Legal and safety recipients when required by law, court order, or to protect rights, safety, and security
- Business transfers in connection with a merger, acquisition, financing, or sale of assets, subject to continued privacy protections where required
We do not sell your personal information for money in the traditional sense. Some privacy laws define “sale” or “sharing” broadly to include certain advertising or analytics uses; see Your privacy choices below.
4. SMS, calls, and TCPA notice
If you provide a phone number and consent (for example, by submitting a quote form), you agree that US CAPITAL and parties acting on our behalf may contact you by phone or text, including with automated dialing systems or pre-recorded messages, as described in our form consent language and Terms of Use.
- STOP — Reply STOP to opt out of text messages.
- HELP — Reply HELP for help.
- Message and data rates may apply. Message frequency may vary.
- Consent to automated calls or texts is not required as a condition of purchasing goods or services from US CAPITAL.
5. Cookies and similar technologies
We use cookies and similar tools to remember preferences, understand traffic, measure campaigns, and improve the Site. You can control cookies through your browser settings. Disabling cookies may limit some Site features. Third-party analytics or advertising partners may also set cookies subject to their own policies.
6. Data retention
We retain personal information as long as needed for the purposes described in this Policy, including to provide services, resolve disputes, maintain security, and meet legal, accounting, or reporting requirements. Retention periods may vary by data type and legal obligation.
7. Security
We use reasonable administrative, technical, and organizational measures designed to protect personal information. No method of transmission or storage is completely secure; we cannot guarantee absolute security.
8. Children’s privacy
The Site is not directed to children under 13 (or under 16 where applicable). We do not knowingly collect personal information from children. If you believe a child has provided information to us, contact us at the phone or address below and we will take appropriate steps to delete it.
9. Your privacy choices and rights
Depending on your state of residence, you may have rights to:
- Request access to or a copy of personal information we hold about you
- Request correction or deletion
- Opt out of certain sharing or targeted advertising, where applicable
- Appeal a decision related to a privacy request, where required by law
To make a privacy request, contact us using the details in Contact for privacy requests below. We may need to verify your identity before fulfilling a request. You will not be discriminated against for exercising rights available under applicable law.
You may also unsubscribe from marketing emails using the unsubscribe link in those messages, and opt out of texts by replying STOP.
10. Third-party links
Our Site may link to third-party websites. Their privacy practices are not controlled by US CAPITAL. Review their policies before providing information to them.
11. Changes to this Policy
We may update this Privacy Policy from time to time. The “Last updated” date will change when we do. Continued use of the Site after an update means you acknowledge the revised Policy.
12. Contact for privacy requests
For privacy questions or requests (access, deletion, correction, or other rights):
US CAPITAL
360 E 2nd St #810, Los Angeles, CA 90012
Phone: (213) 436-1818
Please include enough detail for us to locate your information and respond (for example, the email or phone number used on a form).
*US CAPITAL provides this Privacy Policy for transparency about Site and inquiry data practices. Loan products, if offered, are provided by independent third parties under their own terms and privacy notices.*