These Terms of Use (“Terms”) govern your access to and use of the US CAPITAL website and related online services (the “Site”). By accessing or using the Site, submitting a request, or clicking to accept these Terms, you agree to be bound by them. If you do not agree, do not use the Site.
US CAPITAL
1. About US CAPITAL
US CAPITAL operates this Site to provide information about personal loan options and to help consumers explore funding paths. Depending on how you use the Site, US CAPITAL may collect information you submit and may connect you with third-party lending partners, financial consultants, or service providers. US CAPITAL is not a bank. Loan products, if any, are offered by independent third parties. Approval, rates, fees, and terms are determined solely by the applicable lender or provider—not by US CAPITAL—and may require a separate agreement between you and that party.
Nothing on the Site is an offer of credit, a commitment to lend, or a guarantee of approval.
2. Eligibility
You may use the Site only if you are at least 18 years of age (or the age of majority in your jurisdiction), can form a binding contract, and will use the Site in compliance with these Terms and applicable law. By using the Site, you represent that the information you provide is accurate and complete.
3. Request forms and information you submit
To use certain features, you may complete an online request or quote form. That form may ask for personal information such as your name, address, telephone number, email address, desired loan amount, and other details relevant to your inquiry. Please review our Privacy Policy, which is incorporated into these Terms.
You authorize US CAPITAL and its partners to use the information you provide to respond to your request, evaluate options, and contact you as described in these Terms and the Privacy Policy.
4. Communications consent (TCPA)
By submitting your phone number and requesting a quote or other contact, you agree that US CAPITAL and parties acting on its behalf may contact you at the number(s) you provide (and numbers associated with you) by phone, text (SMS/MMS), email, mail, or automated/pre-recorded voice, including with an automatic telephone dialing system, even if your number is on a Do-Not-Call list, and even if your number is a mobile number that may incur charges. Consent to automated calls or texts is not a condition of purchasing goods or services from US CAPITAL. If you do not wish to provide consent, you may continue your inquiry.
To opt out of text messages, reply STOP. For help, reply HELP. Message and data rates may apply. Message frequency may vary.
5. No guarantee of rates, terms, or funding
Any rates, APRs, loan amounts, funding timelines, or examples shown on the Site (including rates “starting as low as” a stated APR) are illustrative and subject to credit approval and lender terms. Actual offers may differ. US CAPITAL does not guarantee that you will be matched with a lender, approved for a loan, or funded within any timeframe.
6. Third-party sites and partners
The Site may link to or connect you with third-party websites, lenders, or service providers. US CAPITAL does not control those third parties and is not responsible for their content, products, privacy practices, or agreements. Your dealings with third parties are solely between you and them.
7. Intellectual property
All content on the Site—including text, graphics, logos, and layout—is owned by US CAPITAL or its licensors and is protected by intellectual property laws. You may not copy, modify, distribute, or create derivative works from Site content without prior written permission, except for personal, non-commercial viewing.
8. Acceptable use
You agree not to: (a) use the Site for any unlawful purpose; (b) submit false or misleading information; (c) attempt to gain unauthorized access to systems or data; (d) interfere with Site operation or security; (e) scrape, harvest, or automate access in a way that burdens the Site; or (f) use the Site to harass or harm others.
9. Disclaimer of warranties
THE SITE AND ALL INFORMATION ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE FULLEST EXTENT PERMITTED BY LAW, US CAPITAL DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. US CAPITAL DOES NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS.
10. Limitation of liability
TO THE FULLEST EXTENT PERMITTED BY LAW, US CAPITAL AND ITS OWNERS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM YOUR USE OF THE SITE OR INABILITY TO USE THE SITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. US CAPITAL’S TOTAL LIABILITY FOR ANY CLAIM RELATED TO THE SITE WILL NOT EXCEED ONE HUNDRED DOLLARS (US $100), EXCEPT WHERE PROHIBITED BY LAW.
11. Indemnification
You agree to indemnify and hold harmless US CAPITAL and its affiliates, officers, employees, and agents from and against claims, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of your use of the Site, your violation of these Terms, or your violation of any rights of another person or entity.
12. Privacy
Your use of the Site is also governed by our Privacy Policy. Please read it carefully.
13. Changes to these Terms
US CAPITAL may update these Terms from time to time. The “Last updated” date will change when we do. Your continued use of the Site after changes means you accept the revised Terms.
14. Governing law
These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles, except where federal law applies. Courts located in Orange County, California, will have exclusive jurisdiction over disputes arising from these Terms or the Site, except where prohibited by law.
15. Contact
Questions about these Terms of Use? Contact US CAPITAL:
US CAPITAL
Website: getusacapital.com
360 E 2nd St #810, Los Angeles, CA 90012
Phone: (213) 436-1818
*These Terms are provided for website use. They do not create a lending relationship or guarantee any loan product.*